Operations · Observability & Monitors

See everything.
Catch anything.

Observability gives you real-time visibility across every processor in one normalized view. Monitors watch it around the clock and tell you the moment something moves, so problems surface as alerts rather than as support tickets.

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Real-time

Visibility rather than end-of-day batch reporting

24/7

Automated monitoring across every connected provider

Seconds

From anomaly detected to alert in your team channel

99.97%

Platform uptime, trailing twelve months

Observability and Monitors

Observability shows you. Monitors tell you.

One gives your team the ability to answer any question about your payment stack. The other means they do not have to be watching to find out something broke.

Unified view

Every processor on one screen

Processor dashboards each measure things slightly differently, which makes comparing them close to useless. Worthy normalizes authorization, latency, cost, and decline data across every provider so you are comparing the same thing.

  • Normalized metrics across all connected processors

  • Segment by card brand, geography, BIN, or amount band

  • Real time, not an end-of-day batch file

Drill-down

From portfolio number to single transaction

Start from a number that looks wrong and follow it down to the processor, card type, geography, and the individual transactions underneath. Root-cause analysis without a data export or a query you have to write.

  • Trace any metric to the transactions behind it

  • Decline reason breakdowns segmented by processor

  • Full transaction timeline and event history

Monitors

Know before your customers do

Set a threshold once and Monitors watch it continuously across every provider. When authorization dips, latency climbs, or refunds spike, the alert reaches your team with the likely drivers already attached.

  • Thresholds on authorization, latency, decline rate, and refunds

  • Alerts to Slack, email, or webhook, routed by severity

  • Context and probable cause attached to every alert

Unified view

Every processor on one screen

Processor dashboards each measure things slightly differently, which makes comparing them close to useless. Worthy normalizes authorization, latency, cost, and decline data across every provider so you are comparing the same thing.

  • Normalized metrics across all connected processors

  • Segment by card brand, geography, BIN, or amount band

  • Real time, not an end-of-day batch file

Drill-down

From portfolio number to single transaction

Start from a number that looks wrong and follow it down to the processor, card type, geography, and the individual transactions underneath. Root-cause analysis without a data export or a query you have to write.

  • Trace any metric to the transactions behind it

  • Decline reason breakdowns segmented by processor

  • Full transaction timeline and event history

Monitors

Know before your customers do

Set a threshold once and Monitors watch it continuously across every provider. When authorization dips, latency climbs, or refunds spike, the alert reaches your team with the likely drivers already attached.

  • Thresholds on authorization, latency, decline rate, and refunds

  • Alerts to Slack, email, or webhook, routed by severity

  • Context and probable cause attached to every alert

Built for both sides

For the people on call and in the numbers

For engineering

Signal instead of a support ticket

Payment failures usually reach engineering through customer complaints, which is the slowest possible detection method. Monitors put the signal where your on-call rotation already lives.

  • Webhook alerts into your existing paging stack

  • Latency and error-rate visibility per processor

  • Event history for incident review

For payments and finance

Answers without an engineering ticket

Most payment questions are answerable from data you already have, if anyone could get at it. Observability puts that in reach of the people who actually have the questions.

  • Self-serve segmentation and drill-down

  • Exportable views for reporting

  • Shared context when something goes wrong

Capabilities

Built for the moment something moves

Detection, context, and response, in the order you need them

Normalized metrics

Authorization, latency, decline reasons, and cost measured the same way across every processor.

Anomaly context

Alerts arrive with the likely drivers attached rather than just a number that changed.

Threshold monitors

Continuous watching on the metrics you choose, with severity-based routing to the right channel.

Event history

A full timeline per transaction and per processor for incident review and post-mortems.

Common questions

Observability, answered

Transaction data is available in real time as events flow through the platform. Settlement-level detail follows the processor reporting cycle, which is typically same-day or next-day depending on the provider.

Yes. Monitors deliver to Slack, email, and webhook, which covers most paging and incident tooling. Severity routing lets you send critical alerts to your pager and informational ones to a channel.

Every processor connected to your Worthy account is covered by the same normalized metrics and monitors, whether it is one of our own processing relationships or one you brought with you.

The alert goes to the channels you configured with the metric, the threshold, and the likely drivers attached. If you have routing workflows configured to respond, those can execute automatically while your team is still reading the alert.

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FlashOPERATIONS · OBSERVABILITY & MONITORS

Stop guessing. Start seeing.

Book a walkthrough and bring the hardest question you currently cannot answer about your payment stack. That is usually the fastest way to see whether this is useful.

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