Drag, drop, and connect the conditions that decide how every transaction routes. Apply advanced logic, run experiments, and publish changes instantly, all from a visual canvas your payments team can operate without an engineering ticket.
No code
Required to build, test, or publish routing logic.
Instant
Publish with no deploy and no release window.
A/B tested
Strategies with automatic promotion of the winner.
AI-assisted
Recommendations with the reasoning shown.
See every route, decision, and outcome
Routing logic decides approval rate and cost on every transaction. It should be something your payments team can change on a Tuesday, not a quarterly engineering project.
Cascade and fallbacks
Never lose a payment to one failure
When a processor declines or degrades, the workflow retries on a secondary route automatically. The customer never sees a failure that a second attempt would have approved, and the outcome feeds back into future routing decisions.
Automatic retry on soft declines and processor degradation
Configurable retry order across every connected processor
Outcomes recorded so routing improves from real results
A/B testing
Experiment freely, route to the winner
Split traffic across competing routing strategies, measure authorization and cost per variant, and promote the winner automatically once the result is significant. Decisions come from your own traffic rather than a vendor benchmark.
Split traffic across competing strategies or 3DS configurations
Authorization, cost, and recovery measured per variant
Automatic promotion once results reach significance
AI recommendations
Changes proposed with the reasoning shown
Worthy watches your traffic and surfaces routing changes that would lift approval or lower cost, each with the analysis behind it. You see why the change is recommended and what it is expected to do, then accept or dismiss. The intelligence is on tap; the decision stays yours.
Specific routing changes, not generic best practice
Expected impact quantified from your own traffic
Full reasoning shown so you can judge rather than trust
For engineering
Every routing tweak that requires a code change puts your team between the payments team and their own numbers. Workflows removes that dependency without giving up control or auditability.
No deploy required for routing changes
Full audit trail on every published version
API access when you do want to automate it
For payments teams
Test a hypothesis, ship it to a slice of traffic, and see the result this week rather than next quarter. The feedback loop that makes payments optimization work only exists when iteration is cheap.
Visual canvas with no code required
Publish instantly, roll back just as fast
Experiment safely on a share of traffic
What teams build with workflows
The same canvas covers routing, recovery, risk response, and operational automation.
Cost-aware routing
Balance approval likelihood against processing cost automatically on every transaction.
Fraud response
Freeze suspicious transactions automatically and route them to a review queue.
Dispute automation
Trigger evidence assembly and notify your team the moment a dispute arrives.
Retry orchestration
Configure retry timing and route order to match issuer behavior rather than a fixed interval.
No. The canvas is built for payments and operations teams, and publishing takes effect without a deploy. Engineering is usually involved once at integration and then only when you want to trigger something in your own systems.
Every published version is retained, so rolling back is immediate. You can also test a workflow against a share of traffic before it takes all of it, which is how most teams introduce a significant change.
Recommendations come from observed performance across your connected processors on comparable transaction profiles over a recent window. The reasoning and the data behind each suggestion are shown so you can evaluate it rather than accept it blindly.
Yes. Workflows can call webhooks into your systems, which is how most teams connect payment events to their order management, support, or alerting stack.
Worthy AI Jarvis
NEW
Ask by voice or text. Jarvis analyzes, recommends, and acts across your payment operations.
Costs Overview
Spot fee leakage, benchmark processors, and reroute volume to protect your margin.
Observability & Monitors
Real-time visibility across your stack, with always-on monitors that alert before customers notice.
Book a walkthrough and bring a routing change you have been waiting on engineering to ship. We will build it on the canvas during the call.
