Worthy for retail

Raise the bar on your retail payments experience

Nonprofits have needs no generic processor accounts for: recurring giving that survives card reissues, receipts that go out automatically, campaign attribution your board can audit, and rates that respect where the money is supposed to go.

Trusted across retail

  • Buckley & Co
  • Northfield
  • Maison
  • Rowan
  • Fielded
  • Uptown
Retail customer experience

The opportunity

Make payments your competitive edge

Forward-looking retailers treat the payments experience as part of the brand experience, and use it strategically to meet what shoppers now expect as standard.

  1. 01

    Shoppers demand ease and flexibility in an omnichannel world

    Customers move between your storefront, your site, and your app without thinking about it, and expect to return an online purchase in store without a conversation. A connected journey is no longer a preference, it is the baseline.

  2. 02

    Retailers need seamless experiences in-store and online

    From recognizing a returning shopper across channels to unifying purchase data into one customer view, the right payments infrastructure lets you spot trends and serve customers well no matter where they are buying.

Why Worthy

Leading payments performance and innovation

Grow revenue and launch new business models on a platform built for retail that spans storefronts, online, and mobile.

  • integration unified across online, in-person, and mobile commerce

    One

    One

  • average authorization uplift on card-not-present volume

    +0.0 pts

    +0.0 pts

  • platform uptime, trailing twelve months

    0.00%

    0.00%

  • settlement to your operating account on eligible routes

    T+0

    T+0

Use cases

Payments and financial solutions for the future of retail

Grow the value of your business on one composable platform. Create a unified view of your payments data, manage fraud, simplify tax compliance, and open new revenue streams.

In-person

Unify online and in-person payments

Create seamless customer experiences across every channel with card readers, tap to pay, and point-of-sale integrations that report into the same platform as your storefront.

Explore checkout surfaces

Checkout

Optimize checkout and boost acceptance

Grow revenue with a frictionless checkout and payment optimizations underneath it. Saved cards, network tokens, and BIN-level routing lift conversion and approval on the same traffic.

Explore Acceptance Engine

Marketplaces

Create a retail
marketplace

Open new revenue streams with resale, consignment, or distributor marketplaces. Onboard vendors, split payments across parties, and settle each one with its own clean reporting.

Explore settlement

Recurring

Launch a subscription or membership program

Engage customers in new ways with replenishment plans, membership tiers, and loyalty programs, backed by retry logic and card updates that keep recurring revenue from quietly churning.

Explore recurring

Customer spotlight

A multi-brand retailer unified commerce across every storefront and channel

The group moved every brand and every location onto Worthy to give shoppers one consistent experience online and in store. Returns process against the original tender regardless of channel, and the finance team closes from a single reporting view instead of one per banner.

One platform

across every brand, storefront, and sales channel

Products used

  • Acceptance Engine

  • Smart Routing

  • Customer Vault

  • Reconciliation

  • Observability

Retail customer spotlight

Case studies

Patterns we see across retail categories

Representative engagements from the retail book, grouped by the categories where each pattern shows up most.

Fashion and apparel

A multi-location apparel retailer cut checkout time at self-service terminals while giving staff a unified view of each customer's purchase history across storefronts and online.

Unified commerce

Customer Vault

Home and furniture

A home goods retailer replaced legacy systems with Worthy, lifting conversion on high-ticket orders and raising authorization on the large transactions that matter most to revenue.

Smart Routing

Disputes

Beauty and personal care

A personal care brand cut fraud materially in its first months by tuning risk rules to a customer base that mixes individual consumers with large professional orders.

Risk engine

Adaptive 3DS

Specialty and lifestyle

A specialty goods brand scaled a consignment marketplace across locations and automated vendor onboarding, adding new sellers without adding operations headcount.

Multi-party

Reconciliation

Partners

Grow faster with our retail partners

From point-of-sale integrations and buy-now-pay-later services to ERPs and consulting firms, Worthy connects you to a retail ecosystem that accelerates deployment rather than slowing it down.

Standards and assurance

Built to clear your security review

Retail procurement and information security teams ask hard questions. Worthy comes with the certifications and documentation to answer them without a fire drill.

PCI DSS Level 1

Certified Service Provider, audited annually by a qualified security assessor, with attestation available on request.

Tokenized card data

Card details are vaulted and tokenized so sensitive data never touches your systems, keeping your PCI scope as small as possible.

Vendor due diligence ready

Information security questionnaires, data processing agreements, and subprocessor lists prepared in advance so procurement moves quickly.

Explore more

Related solutions

FlashWORTHY FOR RETAIL

Ready to learn more?

Get in touch to see Worthy's retail capabilities in action, plus tailored solutions and pricing for your business. Bring your point-of-sale setup and your current processor and we will take it from there.