Raise the bar on your retail payments experience
Nonprofits have needs no generic processor accounts for: recurring giving that survives card reissues, receipts that go out automatically, campaign attribution your board can audit, and rates that respect where the money is supposed to go.
Trusted across retail
- Buckley & Co
- Northfield
- Maison
- Rowan
- Fielded
- Uptown

Make payments your competitive edge
Forward-looking retailers treat the payments experience as part of the brand experience, and use it strategically to meet what shoppers now expect as standard.
- 01
Shoppers demand ease and flexibility in an omnichannel world
Customers move between your storefront, your site, and your app without thinking about it, and expect to return an online purchase in store without a conversation. A connected journey is no longer a preference, it is the baseline.
- 02
Retailers need seamless experiences in-store and online
From recognizing a returning shopper across channels to unifying purchase data into one customer view, the right payments infrastructure lets you spot trends and serve customers well no matter where they are buying.
Leading payments performance and innovation
Grow revenue and launch new business models on a platform built for retail that spans storefronts, online, and mobile.
integration unified across online, in-person, and mobile commerce
One
One
average authorization uplift on card-not-present volume
+0.0 pts
+0.0 pts
platform uptime, trailing twelve months
0.00%
0.00%
settlement to your operating account on eligible routes
T+0
T+0
Payments and financial solutions for the future of retail
Grow the value of your business on one composable platform. Create a unified view of your payments data, manage fraud, simplify tax compliance, and open new revenue streams.
In-person
Unify online and in-person payments
Create seamless customer experiences across every channel with card readers, tap to pay, and point-of-sale integrations that report into the same platform as your storefront.

Checkout
Optimize checkout and boost acceptance
Grow revenue with a frictionless checkout and payment optimizations underneath it. Saved cards, network tokens, and BIN-level routing lift conversion and approval on the same traffic.

Marketplaces
Create a retail
marketplace
Open new revenue streams with resale, consignment, or distributor marketplaces. Onboard vendors, split payments across parties, and settle each one with its own clean reporting.

Recurring
Launch a subscription or membership program
Engage customers in new ways with replenishment plans, membership tiers, and loyalty programs, backed by retry logic and card updates that keep recurring revenue from quietly churning.

A multi-brand retailer unified commerce across every storefront and channel
The group moved every brand and every location onto Worthy to give shoppers one consistent experience online and in store. Returns process against the original tender regardless of channel, and the finance team closes from a single reporting view instead of one per banner.
One platform
across every brand, storefront, and sales channel
Products used
Acceptance Engine
Smart Routing
Customer Vault
Reconciliation
Observability

Patterns we see across retail categories
Representative engagements from the retail book, grouped by the categories where each pattern shows up most.
Fashion and apparel
A multi-location apparel retailer cut checkout time at self-service terminals while giving staff a unified view of each customer's purchase history across storefronts and online.
Unified commerce
Customer Vault
Home and furniture
A home goods retailer replaced legacy systems with Worthy, lifting conversion on high-ticket orders and raising authorization on the large transactions that matter most to revenue.
Smart Routing
Disputes
Beauty and personal care
A personal care brand cut fraud materially in its first months by tuning risk rules to a customer base that mixes individual consumers with large professional orders.
Risk engine
Adaptive 3DS
Specialty and lifestyle
A specialty goods brand scaled a consignment marketplace across locations and automated vendor onboarding, adding new sellers without adding operations headcount.
Multi-party
Reconciliation


Grow faster with our retail partners
From point-of-sale integrations and buy-now-pay-later services to ERPs and consulting firms, Worthy connects you to a retail ecosystem that accelerates deployment rather than slowing it down.
Built to clear your security review
Retail procurement and information security teams ask hard questions. Worthy comes with the certifications and documentation to answer them without a fire drill.

Related solutions
Ready to learn more?
Get in touch to see Worthy's retail capabilities in action, plus tailored solutions and pricing for your business. Bring your point-of-sale setup and your current processor and we will take it from there.
