CopyPARTNER PROGRAM

Build with the
high-risk specialist

Worthy is the processor that says yes when the others decline. A real underwriting desk for the merchants your other processors won't touch, statements that tie out to the deposit, a partner manager who answers the phone, and a white-label gateway you can put your own brand on. Bring us the leads. We'll handle the rest.

  • 340+ active partners

  • PCI L1 service provider

  • 24/7 partner support

ColumnsA PARTNERSHIP THAT DOES THE WORK

Built for partners who
close hard accounts

Some partner programs ship you a logo zip and a referral form. Worthy ships a real partner manager, a working portal, transparent statements that tie out to the deposit, and an underwriting desk that takes the leads other processors send to voicemail. Plug in to what you need. Pull the rest when you need it.

PersonalPARTNER TYPES

Four ways to plug into Worthy

Whether you sell merchant accounts as your business, embed payments inside a platform, or have a network you'd rather monetize through referrals, there's a partner type that fits. Commercial terms, support model, and onboarding path are tailored once we know your shape. Have the conversation, get a proposal.

ISO & AGENT

Sell & manage accounts

You source, board, and support merchants. Worthy handles processing, underwriting, and risk. Lifetime ownership of the merchant relationship and a transparent monthly statement that ties out to the deposit.

Talk to sales

ISV & PLATFORM

Embed payments

You run a SaaS platform. Worthy plugs in as the payments engine for your users, white-labeled or co-branded. Faster onboarding for your customers, recurring revenue back to you.

Talk to sales

TECH PARTNER

Build an integration

You sell fraud, KYC, accounting, tax, BI, or another adjacent tool. Build an integration into Worthy and share in joint go-to-market with mutual lead exchange.

Talk to sales

AFFILIATE

Refer leads

You have an audience or network. Send qualified leads via a tracked link and get rewarded per approved merchant. Self-serve onboarding, real-time tracking, clean monthly attribution.

Talk to sales

ResponsivePARTNER PORTAL

Run your portfolio
from one screen

Every Worthy partner gets a portal. Track active merchants, push new applications, pull marketing materials, and monitor the full lifecycle from referral submitted to merchant live. Built for the partner running ten accounts and the one running ten thousand.

Cash BanknoteHARD TO PLACE

Built for merchants other
processors decline

Your hard-to-place leads don't get bounced between three banks before someone says yes. Worthy's underwriting desk has the playbook, the documentation template, and the policy alignment to actually approve. Direct feedback when an application needs more, real humans on every review, and a clean answer either way.

  • Specialty desk, not a generic queue

  • Documentation templates that actually clear the bank

  • Specific decline reasons when an application needs more, not a vague no

  • Direct line to an underwriter on Silver and above

Underwriting desk

Active review

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DECLINED ELSEWHERE

Approved at Worthy

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DECLINED ELSEWHERE

Approved at Worthy

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DECLINED ELSEWHERE

Approved at Worthy

«When others say no, we look closer.»

ResponsiveWHITE-LABEL GATEWAY

Your brand on the front, Worthy on the back

Run the Worthy gateway under your own brand. Your domain, your logo, your color palette, your support contact on every page. Your merchants never see Worthy. Worthy handles processing, risk, and the rails underneath while you own the customer relationship end-to-end.

  • Your domain

  • Your logo & palette

  • Your support contact

  • Custom email sender

  • Your invoice branding

CardsCO-MARKETING & SUPPORT

Everything you need to actually close

Partner programs that ship you a logo zip and a referral form aren't partnerships. Worthy ships a working library of sales enablement, technical training, marketing assets, and a real partner manager. Plug in to what you need; pull the rest when you need it.

Sales enablement

Decks, one-pagers, vertical-agnostic scripts, objection-handling guides. Used by the Worthy direct sales team, shared with partners on day one.

Note

Marketing library

Co-branded landing pages, email templates, paid ad creative, social assets. Refreshed monthly. Built for partners who actually run campaigns, not just collect logos.

Personal

Partner manager

A named person on the Worthy team for technical questions, underwriting escalations, pricing exceptions, and board-ready material for enterprise pitches.

Code

Technical documentation

Full API docs, integration recipes, underwriting playbooks, fraud rule templates. Same stack our enterprise solution engineers use on customer calls.

Certificate

Training & certification

Partner-tier certifications across sales, underwriting prep, and technical integration. On-demand video, knowledge checks, and a credential you can put on your team page.

TransferTRUST & COMPLIANCE

Audited, tokenized, and locked down

Partners route serious traffic through Worthy. The infrastructure behind that traffic is built and audited like enterprise payments infrastructure should be. Independent assessor, tokenization on every charge, continuous monitoring, and an incident response process you can actually escalate into.

PCI DSS

Level 1 Service
Provider

Annual on-site assessment by an independent QSA. Hosted checkout gives your merchants SAQ-A scope on day one, no extra audit work on their side.

ISV & PLATFORM

Card data never
on your servers

Tokenization on every charge via dedicated infrastructure. Your merchants and your portal never touch raw PAN. Reduces breach scope and audit complexity.

MONITORING

24/7 incident
response

Continuous monitoring across the gateway and processor surface. Documented response process you can escalate into. Status incidents reported transparently.

AUDITS

Annual
independent review

Financial controls, processor relationships, and risk policies reviewed annually. Audit summary available to qualifying enterprise partners under NDA.

DashboardWHY PARTNER WITH WORTHY

Four reasons partners stay with us

Partner programs are mostly the same paperwork and the same call-tree support. Worthy is built around the specific things that matter when your downstream merchants are hard to place. Real specialty, real reporting, real humans.

Check Waved Circle

Specialty underwriting

Worthy's underwriting desk works hard-to-place merchants as the day job. Your referrals reach reviewers who already know the documentation, the bank, and the policy alignment.

Card

White-label gateway

Established partners get the Worthy gateway under their own brand. Your domain, your logo, your support. Processing and risk happen underneath without your customers ever seeing Worthy.

People

A real partner manager

A named person on the inside. Underwriting escalations, pricing exceptions, board-ready material for enterprise pitches. Same number, same person, every call.

Files

Transparent reporting

Your statement shows every merchant, every transaction, every fee line. No mystery deductions. Run your own forecast and it ties out to the deposit.

DocumentPARTNER RESOURCES

More from the Worthy partner ecosystem

Read what partners are publishing, get in touch with the team, or browse our broader product surface.

You are here

Partner with us

Four partner types, specialty underwriting, white-label gateway, and a dedicated partner manager.

Explore

Partner insights

Articles, benchmarks, and webinars on high-risk payments. Worthy-authored and partner-authored.

Contact Us

Talk to sales

Pitch a guest piece, suggest a benchmark topic, or get on the partner-content editorial calendar.

FlashJOIN THE PROGRAM

Apply today. Get a partner manager on the call.

Tell us what you sell, who you sell to, and where you want this to go. We'll route you to the right partner manager and put a proposal together. Talk to sales about white-label gateway licensing, embedded ISV partnerships, or enterprise referral programs.